Limited-time offer: surplus Equifax codes must be activated by December 31, 2026. Once they're gone, this price ends.
Concierge Max 650 · Guaranteed 650 Credit Program

Two full years of credit consulting, with $838 of Equifax protection included.

Rebuild your credit after a consumer proposal, bankruptcy or a rough patch, with a CanFi coach by your side until you reach a 650 score.

  • ✓ Free, no-obligation assessment
  • ✓ Find out if you qualify
  • ✓ Canadian credit specialists
Limited-time price
Save 33%
$1,000
$1,500
One-time payment for 24 months of Concierge Max 650.
2 × Equifax Complete™ codes (12 months each)$838 value
Your 2 years of coaching works out to$162
See If I Qualify. It's Free
Limited supply of Equifax codes. Offer ends when codes run out or expire.
The math

$2,338 of value for $1,000.

We have a surplus of time-sensitive Equifax codes that expire if they aren't activated in time. Rather than let them go to waste, we're including two with every Concierge Max 650 enrolment while they last.

Concierge Max 650, 24 months of coaching$1,500
Equifax Complete™ Protection, year 1 (VIP code)$419
Equifax Complete™ Protection, year 2 (VIP code)$419
Total value$2,338
Your limited-time price$1,000
Time is money

How much is your time worth?

Every month with a low score means higher interest, more declines and fewer options. The CanFi program gets you there faster.

24.8 months
Reach 650+
Average time for clients' credit scores to reach 650 or higher.
+58 pts
Credit Boost
Average score increase within the first 6 months.
4 reviews
Credit Reviews
Professional credit report assessments in every program.
3+ cards
Credit Reporting
New credit card recommendations in every program.
Included: 2 VIP Premium Codes

24 months of Equifax Complete™ Protection.

Each code unlocks 12 months of Equifax Complete™ Protection, a $419 value at the $34.95/month retail price. Two codes cover your full two years in the program.

The VIP difference
Direct access to specialized Equifax staff who work with you to resolve errors and overcome issues on your credit report.
Daily Equifax credit report & score
Credit monitoring & alerts
Credit score trending
Dark web monitoring
Up to $1M identity theft insurance*
Identity restoration specialists
Password manager & secure VPN
Device & social media protection
Concierge Max 650

Everything you need to reach 650.

  • ✓ 30 hours of financial empowerment education
  • ✓ Comprehensive credit rebuilding plan
  • ✓ Up to 4 personalized credit reviews and one-on-one meetings
  • ✓ Expert review of your Equifax and TransUnion reports
  • ✓ Strategies to fix and remove credit report errors
  • ✓ Unlimited support until your score reaches 650
  • ✓ Access to the CanFi Credit Booster Loan
  • ✓ 650 Credit Score Guarantee (see guarantee terms)
Who it's for

Built for Canadians starting over.

  • ✓ Filed a consumer proposal or bankruptcy
  • ✓ Recently discharged from bankruptcy
  • ✓ Turned down for credit
  • ✓ Credit score below 550
  • ✓ No previous credit history
  • ✓ Newcomers to Canada
How it works

Three steps to get started.

1
Book your free assessment
Pick a time that works for you. There's no cost and no obligation.
2
Review your credit together
A CanFi specialist walks through your situation and tells you whether you qualify.
3
Start rebuilding
Enrol in Concierge Max 650 and activate your two Equifax VIP codes before they expire.
Client reviews

What our clients say.

Positive Experience

I had a great experience meeting with my financial wellness advisor. Ederlyn was very accommodating, kind, and helpful with all my questions. My consumer proposal is something I feel insecure about, but I never felt judged at all. She made me feel comfortable and supported, and I truly appreciate her help!

Trustpilot review, September 2026
Ederlyn Daep was so patient and kind

Ederlyn Daep was so patient and kind with helping me navigate through the necessary retrieval of documents that were needed to help me re-establish my credit rating and get me back on track financially. I would recommend her customer care services to anyone needing help with the “how to’s”.

Trustpilot review, August 2026
A positive experience

She was friendly, professional and took time to understand my situation. I appreciated how clearly she explained everything, making it easy for me to understand without feeling overwhelmed. I am very satisfied with the service and would highly recommend it to anyone looking for honest, knowledgeable financial guidance.

Trustpilot review, July 2026

Questions, answered.

Is the credit assessment really free?
Yes. The assessment is free with no obligation to enrol. It's how we find out whether Concierge Max 650 is right for you.
What does the $1,000 cover?
24 months of Concierge Max 650 coaching plus two 12-month Equifax Complete™ Protection VIP codes. Monthly payment options and the CanFi Credit Booster Loan may also be available. Ask during your assessment.
Why is this offer limited?
We have a surplus of Equifax codes that must be activated by December 31, 2026. When they run out or expire, this offer ends.
What makes the code "VIP"?
On top of the full Equifax Complete™ Protection service, CanFi clients get direct access to specialized Equifax staff who help resolve credit report issues.

Your credit comeback starts with one free call.

Book your free credit assessment and lock in two years of Concierge Max 650 for $1,000 while Equifax codes last.

Offer valid while supplies of Equifax codes last, and only until December 31, 2026. Regular Concierge Max 650 price: $1,500. Equifax code value is based on 12 months at Equifax Canada's $34.95/month retail price for Equifax Complete™ Protection (October 2026). "Works out to $162" is the $1,000 price minus the $838 retail value of the two codes. *Identity theft insurance is not available for new purchases by Quebec residents. Program results vary; statistics reflect CanFi client averages. Guarantee terms apply. Equifax Complete is a trademark of Equifax Inc. CanFi is not affiliated with Equifax.

Privacy PolicyTerms of ServiceDisclaimer© CanFi Empowerment Education